The original model wasn't wearing a skirt, she did have her sweater pulled down to her waist so I had to cover it up by making the skirt. I wasn't real happy with how the skirt came out. I probably over-blurred it because I thought the wrinkles kept coming out too pronounced. I could've maybe spent more time fixing it but my ADD took over and I just wanted to move on...
Great pic! T-shirt is done really well. The only thing I might have done is blend the emblem into the shirt a bit. Maybe an underlying texture. Hey! Since she is wearing a towel maybe a wet T-shirt