I like the exposition in this one. That is your real strength and makes you work distinct. I can't argue with Hawk or Jr on the critiques, Hell I am guilty of the dame things myself.

Overall a nice piece.

Well, Hawk said everything I was going to say... You can fix the quality of all the images by taking just a little more time and painting in the details on the face. It takes some practice and time to do the final details... but the end result is a image that looks like it was all one piece to begin with.

Keep it up Buddy.
All n all, it looks pretty good... but not your strongest piece to date.

Dude, I am going to be hard on you because you can take it.

different quality images do not mix until you match quality.
That's first thing I thought when I saw this picture. What I am talking about is how the face, hair and outfit all seem to be of different image quality. the hair is sharp and in focus, the face is not. then the suit looks very painted.
Individually these elements work but when put together they look very cut and paste. Then the little finishing details of the image to try to integrate the parts are missing as well to add to this effect. drop shadows on the skin where the clothing matches are also missing giving the floating look of the outfit. the neck of the outfit looks unfinished and the cape looks unfinished as well.
Now I can understand posting a not quite finished image because you just wanna get er done, I have done that a million times in the past myself.
but it looks like you got 1/2 done and said f*uck it, I be done.
What I would do to finish the thing off is really work the cape, add in some more solid highlights and shadow giving the cape a more finished look.
get rid of the texture you added onto the swimming short bottoms and add in a drop shadow.
Get a better picture for the face that matches the light source the rest of the body and image seems to have and match it's contrast a little more. blur the hair a little to match the body and outfit. give the skin around the top and cape a drop shadow on her skin. The necklace thing the shadows and highlights are completely wrong. you have a strong highligh exactly where it should be a strong shadow. I would redo the entire thing.
and give a drop shadow on the top of the boots. and then add in some finishing details like wrinkles and such on the outfit.
I have to agree with Bio, that background is sexy.

I think the face is just a tad to big for the body. But overall very nice. Its hard to tell what you manipied and was was part of the original body.

There, thats more in proportion to the rest of her. How do you like it. Better before or after the adjustment?

Good one Bubba. Cool effects on the BG.